Government Approved Training Provider

We’re a government approved Training Provider meaning you can get a student loan to cover the cost of your qualification with us.

At FIT UK we understand that funding your Personal Training Course, Sports Massage Course and other courses at Level 3 and above can sometime appear expensive, that’s why we offer funding through the government backed scheme, The 19+ Advanced Learning Loans for FIT UK Courses are backed by the government meaning you can study now and pay only when earning over £27, 295 pa.

Easy Application

Applying is easy. Your household income isn’t taken into account and there’s no credit checks. Advanced Learning Loans help you pay the fees charged by your training provider, most learners aged 19 and over and studying a Level 3, 4 or 5 qualification will qualify for an Advanced Learning Loan from the UK Government.

The eligibility tool is designed to help learners work out if they might be eligible for an Advanced Learner Loan. It’s only intended as a guide, learners will only know for sure if they’re entitled to a loan once they’ve submitted an application.

Launch the Advanced Learner Loan eligibility tool

Advanced Learner Loans Video

A video explaining Advanced Learner Loans, watch below...

To be eligible for one of these loans you must:

  • Be aged 19 or over at the start of your course
  • Be undertaking a course at Level 3 or above
  • Be undertaking an eligible course with an approved college or training organisation in England.(Examples include: Level 3 Personal Trainer Course, Level 3 Sports Massage, Level 3 Exercise Referral, L4 Strength and Conditioning.)


A video explaining Advanced Learner Loans, watch below...

No. Getting a loan doesn’t depend on your income and credit checks aren’t carried out. Repayments are based on your income and won’t begin until your income is over £27,295 a year.

Yes, applying online is quick and easy. Once you’ve received your Learning and Funding Information Letter, you’ll be able to register and apply online at  You can also download an application at  If you need help, please contact us.

A National Insurance number is required before the loan can be paid to the college or training organisation on your behalf. If you don’t have a National Insurance number, you can still apply for a loan. Student Finance England will contact you if you need to do anything to obtain one. This may mean that you’ll need to arrange an appointment with your local Job Center to have one assigned to you.

Repayments will be automatically deducted from your income through the tax system from the April after you complete or leave the course and your income is more than £27,295 a year.

Once you’ve identified the qualification you’d like to study you should contact FIT UK and we will confirm whether there are places available on the course and give you a Learning and Funding Information Letter. You’ll need the information set out in this letter to complete an application and submit this to Student Finance England.

You’ll need to provide details of the:

  • Course you wish to study
  • Fee you’re being charged
  • Amount of loan you want to take out.

We will give you all the information in your Learning and Funding Information Letter. You’ll need to decide how much loan you want to take out. You’ll also be required to provide your personal details (name, address, etc) and evidence to confirm your identity. For UK passport holders this will just be your valid UK passport details (not a physical passport).If you’re a UK national but don’t have a passport you’ll be asked to provide another form of evidence such as a UK birth certificate, which will be returned to you. If you’re not a UK national you’ll need to provide physical identity evidence, as well as evidence that you’re a permanent resident inside the UK. You’ll also need to provide a valid National Insurance number so that the loan can be paid to the college or training organisation on your behalf.

Applications submitted online that don’t require any further supporting evidence (because you’ve provided your valid UK passport details) will be processed quickly and you should hear from us within two weeks. If you don’t apply online or you don’t send us the evidence we ask for at the time of application it will take longer.

Repayments will be made at 9% of your income over £27,295 a year. For example, if your income is £30,000 a year then your loan repayments would be around £32 a month. The repayments are based purely on income, not on the amount borrowed or number of loans. So, regardless of how much you owe, the repayments will be the same. If your income falls below £27,295, repayments will stop and only re-start when your income increases to more than £27,295.

Further Information & Links

Advanced Learning Loans FAQ


Advanced Learning Loans Learner Journey


Advanced Learning Loans Key Facts


Advanced Learning Loans Terms & Conditions


Advanced Learning Loans Repayment Guide



Alternatively, you can set up an interest free payment plan with FIT UK, which will allow you to pay off your course over the maximum time of 6 months, meaning you can pay the cost of the course during your time with us! If you choose this option when you ultimately decide to do a course with us, you can tell us when is the best time to take the payments. Although we don’t require an “official deposit”, the first payment of your plan will be made before you start your course.